Are you on the home buying sidelines this spring because you think you won’t be able to qualify for a mortgage? A lot of folks I speak with think that they can’t qualify for a loan to purchase a home because lending standards are (insert finger quotes) “just too high” or “banks don’t want to lend”. Hogwash. The truth is, access to mortgage credit is at its highest level in at least three years, and credit standards are expected to … (Read on here).

